Compliance at Allianz Risk Transfer AG

We secure your future – the common purpose that inspires and motivates all AGCS employees around the world to give our best to serve our customers, partners, shareholders, every day.

Introduced in 2006, our Code of Conduct has lived through some changes, the latest in 2020, but one thing has remained constant: Our commitment to running our business in an ethical and compliant way and with integrity. This is how we have earned and maintained the trust of our stakeholders.

The Code of Conduct is a key document for everyone working at AGCS. It describes our organization’s core values and principles, and helps us to make the right decisions in our daily business.

You may find our Code of Conduct here:

 Allianz Global Corporate & Specialty SE ("AGCS") and Allianz Risk Transfer AG (“ART AG”), subsidiary of ACGS take a zero tolerance approach towards fraud and considers any attempt to commit fraud a serious offence.

AGCS and ART AG maintain and enforce an Anti-Fraud Compliance Program to effectively manage the risk of fraud by:  

  • Fostering a culture of anti-fraud awareness through regular communication and training
  • Performing an annual fraud risk assessment to understand our exposure to fraud
  • Implementing and enhancing control measures to prevent and detect fraud
  • Conducting appropriate investigations on suspected fraud and other misconduct

We believe that everyone has a role to play in maintaining vigilance towards preventing and detecting fraud, and take all information regarding suspicious or fraudulent activities very seriously.

Please inform us via the Voice Your Concerns process if you suspect fraud or other misconduct. If you suspect that you have been contacted or approached under the improper or suspicious use of the name “Allianz Global Corporate & Specialty SE” and/or “Allianz Risk Transfer AG” and/or “Allianz Global Corporate & Specialty Switzerland”, please inform us at agcs.psm@allianz.com.

At Allianz Risk Transfer AG (“ART AG”), subsidiary of Allianz Global Corporate and Specialty SE (“AGCS”), we are stronger together. We lean on our strong values and principles. We treat each other with respect, we act with integrity, are transparent and tell the truth.

We give the highest priority to compliance with legal, regulatory and internal requirements. When violations are detected at an early stage, appropriate actions can be taken to prevent or mitigate damages to customers, employees, business partners and the company itself.

If you have information about an act of wrongdoing or violation of rules at ART AG, you can report your concern via our online reporting channel:

Please note that this channel of communication is not intended for complaints that do not reflect an act of wrongdoing or a violation of external or internal requirements. For further information on how to submit a complaint, please see the section on complaints below.

Investigations

AGCS examines all submitted messages and ensures that they remain confidential and that all involved parties are treated equally.

Please be advised that your message can only be investigated if it contains sufficient information. As such, we ask you to provide as many details as possible. If you do not have access to detailed information, this does not prevent you from voicing your concerns. 

It is useful for our investigations team if you provide your name and/or an e-mail address when submitting a report.  If you would prefer to remain anonymous, however, we will respect your decision and your concern will still be investigated.

When making a report, we encourage you to set up an electronic mailbox in the BKMS Whistleblowing Tool. This will enable us to contact you and if necessary, request further information to support with our investigation.

Where we are able to contact you via e-mail or through the electronic mailbox in the BKMS Whistleblowing Tool, we will confirm receipt of a report within 7 days.

Confidentiality and anonymity

Your information will be treated confidentially. We take appropriate steps to make careful use of all information received, and to safeguard the interests of all involved persons. Reports will only be disclosed to the extent necessary to investigate an allegation or where disclosure is required in connection with applicable legal or regulatory proceedings. All data provided is processed in accordance with applicable data privacy requirements.

Zero tolerance for retaliation

ART AG / AGCS does not tolerate any form of actual, threatened or attempted retaliation against anyone who submits a report in good faith or anyone who assists with investigations arising from such reports. This remains the case even in cases where an investigation does not confirm the allegations made.

If you would prefer not to use our reporting tool, you may send your concerns:

  • Via courier to the following addresses:

Allianz Global Corporate & Specialty SE
Global Head of Compliance
Dieselstraße 8
85774 Unterföhring
Germany

or

PRIVATE and CONFIDENTIAL
Allianz Risk Transfer AG
Head of Compliance
Postfach
8010 Zurich
Switzerland

  • In-person directly to the Compliance Department

Concerns may also be reported directly to your relevant competent authority (for Liechtenstein and Switzerland to the Liechtenstein Financial Market Authority (FMA) and for Bermuda to the Bermuda Monetary Authority (BMA), as the case may be).

It is our aim to provide the highest possible standard of service. If, for any reason, you are not satisfied with the service you receive from us, you should contact the intermediary who arranged your insurance or your appropriate ART AG point of contact.

In accordance with our Complaints Procedure you may also submit a complaint in writing, by using this form and sending it to AGCS-Beschwerden@allianz.com.

If you are not satisfied with our response, you may be able to refer your concern to the relevant competent authority (for Liechtenstein and Switzerland to the Liechtenstein Financial Market Authority (FMA) and for Bermuda to the Bermuda Monetary Authority (BMA), as the case may be).

The Allianz Group offers a wide range of products, services, and solutions in insurance and asset management and operates as an international insurer on almost every continent.
With our worldwide network, Allianz Global Corporate & Specialty (AGCS) is one of the very few global insurers with an exclusive focus on the needs of global corporate and specialty clients.