Alternative Risk Transfer (ART) is another way of looking at risk. It is used to describe all manner of risk transfer and retention solutions that do not fit the conventional traditional insurance model and is growing in popularity as multinational companies seek tailored flexibility for a growing number of risk scenarios.

At Alternative Risk Transfer, we develop innovative, customized insurance, reinsurance and other non-traditional risk management solutions for a broad range of corporate and financial clients worldwide. We specialize in helping our clients mitigate their most complex risks with customized multi-year and multi-line contracts that cover a broad spectrum of risks, including supporting captive insurance programs with fronting or reinsurance. In doing so, we leverage our expertise in Alternative Risk Transfer and the global capabilities of Allianz Group.