Alternative Risk Transfer

Alternative Risk Transfer (ART) is another way of looking at risk. It is used to describe all manner of risk transfer and retention solutions that do not fit the conventional traditional insurance model and is growing in popularity as multinational companies seek tailored flexibility for a growing number of risk scenarios.

At Alternative Risk Transfer, we develop innovative, customized insurance, reinsurance and other non-traditional risk management solutions for a broad range of corporate and financial clients worldwide. We specialize in helping our clients mitigate their most complex risks with customized multi-year and multi-line contracts that cover a broad spectrum of risks, including supporting captive insurance programs with fronting or reinsurance. In doing so, we leverage our expertise in Alternative Risk Transfer and the global capabilities of Allianz Group.

Captive Fronting draws on our considerable experience in insurance program design and management to deliver a range of global fronting solutions. From coordinated standalone local placements to fully integrated International Insurance Programs we adopt a modular approach to program design to ensure our captive clients are fully covered wherever their business takes them.

Our extensive global network comprising Allianz offices and carefully selected partners offers a wealth of underwriting, risk management, policy servicing and claims expertise in more than 200 countries and territories. Together we deliver maximum peace of mind in the most flexible, cost-effective and efficient way – and global service excellence backed by the established strength and stability of the Allianz Group.

We also provide a wide range of ‘unbundled’ solutions for captives such as reinsurance, stop-loss mechanisms to protect the captive retention, or supporting a captive with additional structured solutions for specific risks.