Inland Marine Insurance

Allianz Commercial is a leader in inland marine insurance and related property coverage across North America and in various worldwide locations. Our Inland Marine and Related Property Insurance solutions cover over 100 classes of business, covering all aspects of moving or movable property.

Whether it's a building under construction or a shipment of an original Picasso, our inland marine insurance underwriters can provide you with flexible and creative solutions for the most challenging of inland marine exposures.

Given our global reach, we can respond quickly to your needs with a comprehensive suite of solutions, tailored to your local area, conditions and challenges.

We offer specialized coverage for providers of communications services and organizations that rely on technical and scientific equipment, including products for:

  • Cable television
  • Electronic equipment
  • Medical imaging/diagnostic equipment
  • Physicians and surgeons(office and medical equipment)
  • Broadcasters equipment
  • Scientific instruments
  • Telecommunications equipment

We offer real estate developers, contractors, subcontractors, architects and property owners coverage for buildings that are under construction, renovation or repair, including:

  • Builders risk
  • Contractors equipment
  • Installation floaters
  • Construction block
  • Riggers liability
  • Related property

We provide a full range of products and services tailored for truckers, warehousers, shippers and logistical operators, including:

  • Motor truck cargo
  • Commercial transits
  • Warehouse liability
  • Railroad rolling stock

Allianz’s program development process is geared to quick answers and fast delivery to market. Many programs are written by program administrators with wholesale capability and may be open to Allianz retail brokers, including:

  • Auto parts manufacturers
  • Cell phone towers
  • Drones
  • Fixed base operators
  • Mobile medical equipment
  • Wind and solar energy
  • ...and many more.

We offer property coverage to complement all our Inland Marine and marine segments as well as write light to medium hazard property on a mono-line basis whether related to Marine or not.

Desired occupancies include:

  • Contractors
  • Health care facilities/clinics (i.e., doctor / dental offices, physical therapy clinics, patient care facilities, surgical centers, nursing homes, assisted living facilities),
  • Public buildings/recreational facilities
  • Service business (i.e., accountants, engineers, architects, banks, contracting, computer facilities, counseling, law firms, employment offices, non-profit, fund raising, insurance, appraisal/ inspection services, ticket agencies, travel agencies and security guard services)
  • Museums/galleries
Actively growing
Our aim is to expand Inland Marine Insurance business in the following areas and dynamic industries:
  • Motor Truck Cargo
  • Builder’s Risk & Installation Floaters
  • Contractor’s Equipment
  • Related Property (Light to medium hazard property on a mono-line basis)
  • Corporate Collections, such as fine art or musical instruments
  • Miscellaneous Floaters, such as mobile medical equipment
Coverage
Whether you need to protect your specialty equipment, your cargo in transit, your construction project, or your property, we have the coverage you need. Our inland marine floaters, transportation insurance, construction, and related property policies are designed to meet the needs of businesses of all sizes. We also offer a variety of programs to help you save money and get the coverage you need.

Inland Marine Floaters

  • Communication/Technology
  • Miscellaneous

Transportation Insurance:

  • Motor Truck Cargo
  • Auto Physical Damage
  • Warehouse Legal Liability
  • Railroad rolling stock

Construction

  • Contractors’ Equipment
  • Builder’s Risk and Installation Floaters
     

Related Property

  • Light to medium hazard

  • Programs
Allianz Commercial will consider every risk on its own merit. Capacity and coverage offered to individual clients subject to hazard, Nat Cat exposure, grading, terms & conditions. The products and services described on this page may not be available in all locations. This is for your general information only.

1. Fire, explosion (34%) - 2023 rank: 1 (29%)

2. Natural catastrophes (30%) - 2023 rank: 4 (23%)

3. Changes in legislation and regulation (23%) - 2023 rank: 2 (25%)