Commercial Property Insurance

Allianz Commercial specializes in business property insurance up to the most complex and challenging risks.

Not only do we offer a range of products for small and medium-sized businesses, but we also focus on property damage and business interruption insurance within our international risk portfolio.

Business interruption risks can arise from a variety of sources, including physical events such as fires and storms, and virtual events such as IT failures. These disruptions can result in significant financial losses for businesses. Having the right risk management solutions and analytical tools in place to understand and mitigate potential risks is critical.
Whether you are a specialized SME, a mid-sized company, or a multinational giant, we also understand the need to respond quickly to crisis scenarios that could affect your operations, reputation, and revenue. Our dedicated Crisis Management team and partners provide innovative solutions for a range of situations, including terrorism, political violence and hostile environments.


For the 10th consecutive year, Business Interruption (BI) holds its place as one of the top two risks in the Allianz Risk Barometer, ranking #2 in 2025. This annual survey, now in its 14th edition, identifies the most pressing threats facing businesses worldwide.

The persistence of BI at the top reflects severe supply chain disruption during and after the pandemic. Closely aligned with many of the other top risks in the Allianz Risk Barometer, BI is typically a consequence of events like a natural disaster, a cyber attack or outage, insolvency or political risks like conflict or civil unrest, which can all affect the ability of a business to operate normally.

Allianz Commercial will consider every risk on its own merit. Capacity and coverage offered to individual clients are subject to hazard, Nat Cat exposure, grading, terms and conditions. The products and services described on this page may not be available at all Allianz Commercial locations. This is for your general information only. Please contact your local broker for full information on local product availability.
In this report from April 2024, Allianz Commercial experts scan the global risk landscape, explore the potential drivers of political violence, and share their thoughts on how businesses can build resilience in times of geopolitical turbulence.

Whether you're a specialized SME or mid-corporate operating in domestic markets or a multinational giant, your business may need to respond to a wide range of crisis scenarios at a moment's notice, often with the immediate threat of major impact on your operations, reputation, and revenue.

At Allianz Commercial, our dedicated Crisis Management team and partners are on-hand to provide you with innovative solutions that can help you respond to a number of situations, from terrorism and political violence to hostile environments.

Companies are increasingly forced to manage issues outside of their area of expertise. Allianz Commercial has a dedicated Crisis Management insurance team to provide clients tailored solutions in this area.

Emergency situations can challenge even the most prepared company. If the unexpected happens, you can look forward to support from our partner Crisis24, a leading global crisis management assistance company.

Our partnership with Crisis24 allows our customers to rapidly react in emergency situations by deploying response consultants at short notice to advise the affected companies and evacuate people on a 24/7 basis, regardless of the location.

As part of this service, you'll be able to access an online knowledge portal, filled with extensive safety, security, and travel-related advice and information.

  • Global consistency, local expertise: Access to top regional experts for a consistent, high-quality experience worldwide.
  • Speed and clarity: Streamlined communication and rapid go-to-market for faster results.
  • Direct, empowered access: Work with coordinated teams for seamless sales, account management and underwriting.
  • Comprehensive risk solutions: Market-leading options for traditional and alternative risks with a consistent global approach.
  • Specialized expertise for complex risks: Global hubs support specialty and wholesale needs, including large, complex risks.
  •  Solutions for every size: From mid-market to multinational, we cover the entire market.