Construction Insurance

The global construction market is set for a sustained period of strong growth, driven by an expected surge in government spending on infrastructure and the transition to net zero. However, the switch to sustainable energy and the adoption of modern building methods, as well as the associated changes in design, materials and construction processes, will radically transform the risk landscape.

We are here to support the Construction sector with an industry solution that moves with the market. By balancing our expertise in emerging and unique exposures with traditional risks, we’re able to provide bespoke, flexible policies that meet the needs of the moment.


At Allianz Commercial, we understand the complexities of the construction industry and the risks involved in every project. Our tailored engineering insurance solutions provide comprehensive protection for contractors, developers, and businesses across the infrastructure, civil engineering, and builders' risk sectors.

From builders insurance and construction liability insurance to specialized coverage such as Erection All Risks (EAR) Insurance / Contractors All Risks (CAR) Insurance, including Third Party Liabilities (TPL) Insurance, we help safeguard your projects against unforeseen events. Our expertise extends to Contractor’s Plant and Equipment (CPE) Insurance, Delay in Start-Up (DSU) Insurance, and Civil Engineering Completed Risks (CECR) Insurance. For long-term asset protection, we also offer Inherent Defect Insurance combined with CAR Insurance.

  • Erection All Risks (EAR) / Contractors All Risks (CAR) - course of construction: single projects, annual policies / open covers including Third-Party Liabilities (TPL), Contractor's Plant and Equipment (CPE), Delay in Start Up (DSU)
  • Civil Engineering Completed Risks insurance (CECR) / operational infrastructures (combined with CAR)
  • Inherent defect insurance (combined with CAR)
     
  • The construction industry is high-risk with a high frequency of accidents and incidents involving motor fleet vehicles.
  • Motor fleet insurance policies designed for the construction industry usually offer coverage for damage to buildings, equipment, and other property, as well as liability coverage for bodily injury and property damage.
  • Optional coverage extensions required may include coverage for tools and equipment, hired and non-owned vehicles.

With the construction sector advancing towards net-zero by 2050, we recognize the need for proactive, impactful solutions. 

Allianz Commercial will consider every risk on its own merit. Capacity and coverage offered to individual clients are subject to hazard, Nat Cat exposure, grading, terms and conditions. The products and services described on this page may not be available at all Allianz Commercial locations. This is for your general information only. Please contact your local broker for full information on local product availability.
  • Global consistency, local expertise: Access to top regional experts for a consistent, high-quality experience worldwide.
  • Speed and clarity: Streamlined communication and rapid go-to-market for faster results.
  • Direct, empowered access: Work with coordinated teams for seamless sales, account management and underwriting.
  • Comprehensive risk solutions: Market-leading options for traditional and alternative risks with a consistent global approach.
  • Specialized expertise for complex risks: Global hubs support specialty and wholesale needs, including large, complex risks.
  •  Solutions for every size: From mid-market to multinational, we cover the entire market.